Florida · 2026 Loan Limits
Florida loan limits, county by county.
Editorial deep-dives on the five Florida counties we close in most. Current Redfin median sale price, county-specific market commentary, and FAQs alongside the official 2026 FHA Forward, FHFA conforming, and jumbo loan limits.
South Florida
Miami-Dade County
FHA, conforming, jumbo, and what the gap between the South Florida median and the agency limits actually means at the closing table.
South Florida
Broward County
FHA, conforming, jumbo, and how the Broward median compares to the agency caps in the Miami metro's middle-tier county.
South Florida
Palm Beach County
FHA, conforming, jumbo, and how the Palm Beach mix of West Palm metro and ultra-luxury island markets shapes the financing options.
Tampa Bay
Hillsborough County
FHA, conforming, jumbo, and what the gap between the Tampa Bay median and the agency caps means for first-time buyers and investors.
Orlando
Orange County
FHA, conforming, jumbo, and how the Orlando-Kissimmee-Sanford metro's mix of primary residence and short-term rental demand shapes the financing options.
Other counties
Looking at a different Florida county?
We have all 67 Florida counties (and every U.S. county) in the universal loan limits lookup. The data is the same: FHA Forward, FHFA conforming, VA entitlement context, USDA eligibility, and Census income. The five counties above just get the editorial treatment because they're the bulk of our Florida purchase volume.
Universal loan limits lookup →