The suite · 16 tools
Run every number yourself.
The same calculators we use when qualifying your deal. Residential on one tab, commercial on the other, all on your phone.
Residential
Home loan modeling.
Mortgage Payment & Amortization
Monthly payment, full amortization schedule, and interest totals.
LaunchMortgage Affordability
How much home you can comfortably afford based on income and debts.
LaunchDown Payment
Target down payment, PMI impact, and savings timelines.
LaunchRefinance Analyzer
Break-even period, monthly savings, and lifetime interest impact.
LaunchVA IRRRL / FHA Streamline
VA IRRRL and FHA streamline savings, closing costs, and break-even.
LaunchDebt-to-Income
Front-end and back-end DTI versus lender thresholds.
LaunchVA Loan
VA entitlement, funding fee, and zero-down qualification.
LaunchVA Second-Tier Entitlement
Multi-home VA — partial entitlement, county limit math, second-tier purchase + refi.
LaunchVA + Non-Veteran Co-Borrower
Joint VA loan with a non-veteran. Required down payment + entitlement coverage on the veteran portion.
LaunchVA Funding Fee Lookup
Funding fee percent and dollar amount by loan type, LTV bracket, and prior-use status.
LaunchVA Residual Income
Region + family-size residual income test — the VA-specific underwriting threshold.
LaunchRent vs Buy
Crossover point where buying beats renting in your market.
LaunchExtra Payment
Principal-only payments and the years they shave off your loan.
LaunchBlended Rate
Effective blended rate across first, second, and piggyback loans.
LaunchARM vs Fixed Rate
Side-by-side ARM versus fixed rate under rate-change scenarios.
LaunchFlorida Condo
Florida-specific condo costs including HOA, insurance, and taxes.
LaunchCondo Analyzer
Warrantability, HOA health, and reserve analysis for condo buys.
LaunchOne-Time Close C2P
Single-close construction-to-perm sizing for FHA, VA, and Conventional. 1003 Section VII output, financed UFMIP / VA funding fee, monthly PITI.
LaunchFHA 203(k) Max Mortgage
HUD-92700 worksheet for Standard and Limited 203(k) renovation. Purchase + Refi LTV factors, full rehab cost stack, $75K Limited cap, UFMIP.
LaunchFannie Mae HomeStyle Renovation
Form 1035 worksheet for Fannie HomeStyle Renovation. Purchase or refi. 1-4 unit primary, second home, or investment. 75% reno cap, +15% HomeStyle Energy stack, manufactured 50% cap, full cash-to-close.
LaunchCommercial
Investment & commercial modeling.
Numbers in. Call made.
Run it. Then let's talk.
Calculators give you a baseline. The real terms come from walking through your scenario with someone who has underwritten a few thousand files.
Prefer to talk first? Call (305) 703-9001