The suite · 16 tools
Run every number yourself.
The same calculators we use when qualifying your deal. Residential on one tab, commercial on the other, all on your phone.
Residential
Home loan modeling.
Mortgage Payment & Amortization
Monthly payment, full amortization schedule, and interest totals.
LaunchMortgage Affordability
How much home you can comfortably afford based on income and debts.
LaunchDown Payment
Target down payment, PMI impact, and savings timelines.
LaunchRefinance Analyzer
Break-even period, monthly savings, and lifetime interest impact.
LaunchFHA / VA Streamline Refi
Quick IRRRL and FHA streamline eligibility and savings estimate.
LaunchDebt-to-Income
Front-end and back-end DTI versus lender thresholds.
LaunchVA Loan
VA entitlement, funding fee, and zero-down qualification.
LaunchVA Second-Tier Entitlement
Multi-home VA — partial entitlement, county limit math, second-tier purchase + refi.
LaunchVA + Non-Veteran Co-Borrower
Joint VA loan with a non-veteran. Required down payment + entitlement coverage on the veteran portion.
LaunchVA Funding Fee Lookup
Funding fee percent and dollar amount by loan type, LTV bracket, and prior-use status.
LaunchVA Residual Income
Region + family-size residual income test — the VA-specific underwriting threshold.
LaunchRent vs Buy
Crossover point where buying beats renting in your market.
LaunchExtra Payment
Principal-only payments and the years they shave off your loan.
LaunchBlended Rate
Effective blended rate across first, second, and piggyback loans.
LaunchARM vs Fixed Rate
Side-by-side ARM versus fixed rate under rate-change scenarios.
LaunchFlorida Condo
Florida-specific condo costs including HOA, insurance, and taxes.
LaunchCondo Analyzer
Warrantability, HOA health, and reserve analysis for condo buys.
LaunchCommercial
Investment & commercial modeling.
Numbers in. Call made.
Run it. Then let's talk.
Calculators give you a baseline. The real terms come from walking through your scenario with someone who has underwritten a few thousand files.
Prefer to talk first? Call (707) 583-3666