True Blue Lending

Commercial

Commercial capital. No middlemen.

Multifamily, retail, industrial, hospitality, SBA, DSCR, and bridge-to-perm. Sized and structured in-house.

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A modern mid-rise multifamily apartment building at evening blue hour — illustrative imagery for the True Blue Lending multifamily financing program.

Multifamily

From duplex to mid-rise, sized to cash flow.

5-plus unit multifamily financing — Fannie Mae, Freddie Mac, CMBS, bank, and agency-small-balance. Sized against actual T-12s and rent rolls, not spreadsheet fantasy.
See multifamily programs
A clean modern strip retail center at golden hour — illustrative imagery for the True Blue Lending retail and office financing program.

Retail & Office

Stabilized assets deserve stabilized financing.

Anchored retail, strip centers, medical office, single-tenant net lease, and multi-tenant office. Long-term fixed-rate debt with defeasance and yield-maintenance structures understood up front.
See retail & office details
A modern distribution warehouse with loading docks at golden hour — illustrative imagery for the True Blue Lending industrial and warehouse financing program.

Industrial / Warehouse

Warehouse, flex, and light industrial capital.

Industrial and flex-space lending for owner-users and investors. SBA 504 for owner-occupied and conventional bank debt for stabilized investment plays.
See industrial programs
A boutique hotel exterior at dusk — illustrative imagery for the True Blue Lending hospitality financing program.

Hospitality

Hotel financing that reads the STAR report.

Full-service, limited-service, and boutique hotel financing. Bank, CMBS, SBA 504, and bridge capital for acquisitions, refinances, and PIP funding.
See hospitality programs
A classic Main Street independent business storefront at golden hour — illustrative imagery for the True Blue Lending SBA 7(a) and 504 financing program.

SBA 7(a) & 504

Owner-occupied financing that actually closes.

SBA 7(a) and 504 lending for owner-occupied commercial real estate and business acquisitions. Up to 90% LTV with government-backed terms that bank financing cannot match.
See SBA programs
A well-maintained two-unit investment duplex on a tree-lined street — illustrative imagery for the True Blue Lending DSCR investment-property program.

DSCR Investment

Qualify the property. Not the tax return.

Debt Service Coverage Ratio loans for single-family and small multifamily investors. No W-2, no tax returns — the property cash-flow is the qualification.
See DSCR details
A multifamily construction site rising against a golden hour sky — illustrative imagery for the True Blue Lending bridge and construction financing program.

Bridge & Construction

Capital for the gap between today and stabilized.

Short-term bridge, acquisition, and ground-up construction financing. Interest-only structures, draw schedules matched to the build, and take-out commitments lined up before the note matures.
See bridge & construction

Ready to close

Bring the deal. We'll size it.

Send us the rent roll, P&L, or offering memorandum — we'll come back with real terms, not a pre-screen.

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Prefer to talk first? Call (707) 583-3666