Loan Limits / Alabama
2026 Loan Limits · AL
Alabama loan limits.
All 67 counties in Alabama with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
67 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Autauga | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Baldwin | $320,000 | $832,750 | Standard | $541,287 | Standard |
| Barbour | $147,000 | $832,750 | Standard | $541,287 | Standard |
| Bibb | $317,000 | $832,750 | Standard | $541,287 | Standard |
| Blount | $317,000 | $832,750 | Standard | $541,287 | Standard |
| Bullock | $107,000 | $832,750 | Standard | $541,287 | Standard |
| Butler | $134,000 | $832,750 | Standard | $541,287 | Standard |
| Calhoun | $134,000 | $832,750 | Standard | $541,287 | Standard |
| Chambers | $215,000 | $832,750 | Standard | $541,287 | Standard |
| Cherokee | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Chilton | $317,000 | $832,750 | Standard | $541,287 | Standard |
| Choctaw | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Clarke | $169,000 | $832,750 | Standard | $541,287 | Standard |
| Clay | $100,000 | $832,750 | Standard | $541,287 | Standard |
| Cleburne | $193,000 | $832,750 | Standard | $541,287 | Standard |
| Coffee | $190,000 | $832,750 | Standard | $541,287 | Standard |
| Colbert | $190,000 | $832,750 | Standard | $541,287 | Standard |
| Conecuh | $136,000 | $832,750 | Standard | $541,287 | Standard |
| Coosa | $131,000 | $832,750 | Standard | $541,287 | Standard |
| Covington | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Crenshaw | $145,000 | $832,750 | Standard | $541,287 | Standard |
| Cullman | $178,000 | $832,750 | Standard | $541,287 | Standard |
| Dale | $130,000 | $832,750 | Standard | $541,287 | Standard |
| Dallas | $65,000 | $832,750 | Standard | $541,287 | Standard |
| Dekalb | $103,000 | $832,750 | Standard | $541,287 | Standard |
| Elmore | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Escambia | $164,000 | $832,750 | Standard | $541,287 | Standard |
| Etowah | $258,000 | $832,750 | Standard | $541,287 | Standard |
| Fayette | $119,000 | $832,750 | Standard | $541,287 | Standard |
| Franklin | $98,000 | $832,750 | Standard | $541,287 | Standard |
| Geneva | $192,000 | $832,750 | Standard | $541,287 | Standard |
| Greene | $231,000 | $832,750 | Standard | $541,287 | Standard |
| Hale | $231,000 | $832,750 | Standard | $541,287 | Standard |
| Henry | $192,000 | $832,750 | Standard | $541,287 | Standard |
| Houston | $192,000 | $832,750 | Standard | $541,287 | Standard |
| Jackson | $224,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $317,000 | $832,750 | Standard | $541,287 | Standard |
| Lamar | $151,000 | $832,750 | Standard | $541,287 | Standard |
| Lauderdale | $190,000 | $832,750 | Standard | $541,287 | Standard |
| Lawrence | $208,000 | $832,750 | Standard | $541,287 | Standard |
| Lee | $371,000 | $832,750 | Standard | $541,287 | Standard |
| Limestone | $295,000 | $832,750 | Standard | $541,287 | Standard |
| Lowndes | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Macon | $371,000 | $832,750 | Standard | $541,287 | Standard |
| Madison | $295,000 | $832,750 | Standard | $541,287 | Standard |
| Marengo | $139,000 | $832,750 | Standard | $541,287 | Standard |
| Marion | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Marshall | $190,000 | $832,750 | Standard | $541,287 | Standard |
| Mobile | $145,000 | $832,750 | Standard | $541,287 | Standard |
| Monroe | $91,000 | $832,750 | Standard | $541,287 | Standard |
| Montgomery | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Morgan | $208,000 | $832,750 | Standard | $541,287 | Standard |
| Perry | $118,000 | $832,750 | Standard | $541,287 | Standard |
| Pickens | $231,000 | $832,750 | Standard | $541,287 | Standard |
| Pike | $144,000 | $832,750 | Standard | $541,287 | Standard |
| Randolph | $246,000 | $832,750 | Standard | $541,287 | Standard |
| Russell | $325,000 | $832,750 | Standard | $541,287 | Standard |
| Shelby | $317,000 | $832,750 | Standard | $541,287 | Standard |
| St. Clair | $317,000 | $832,750 | Standard | $541,287 | Standard |
| Sumter | $271,000 | $832,750 | Standard | $541,287 | Standard |
| Talladega | $131,000 | $832,750 | Standard | $541,287 | Standard |
| Tallapoosa | $274,000 | $832,750 | Standard | $541,287 | Standard |
| Tuscaloosa | $231,000 | $832,750 | Standard | $541,287 | Standard |
| Walker | $317,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $205,000 | $832,750 | Standard | $541,287 | Standard |
| Wilcox | $113,000 | $832,750 | Standard | $541,287 | Standard |
| Winston | $135,000 | $832,750 | Standard | $541,287 | Standard |
Alabama at a glance
67 counties indexed. All counties use the standard conforming and FHA limits. The highest GSE 1-unit limit in Alabama is $832,750 in Autauga County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Alabama.