Loan Limits / Arizona
2026 Loan Limits · AZ
Arizona loan limits.
All 15 counties in Arizona with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
15 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Apache | $118,000 | $832,750 | Standard | $541,287 | Standard |
| Cochise | $235,000 | $832,750 | Standard | $541,287 | Standard |
| Coconino | $530,000 | $832,750 | Standard | $609,500 | High-cost |
| Gila | $335,000 | $832,750 | Standard | $541,287 | Standard |
| Graham | $250,000 | $832,750 | Standard | $541,287 | Standard |
| Greenlee | $123,000 | $832,750 | Standard | $541,287 | Standard |
| La Paz | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Maricopa | $485,000 | $832,750 | Standard | $557,750 | High-cost |
| Mohave | $267,000 | $832,750 | Standard | $541,287 | Standard |
| Navajo | $294,000 | $832,750 | Standard | $541,287 | Standard |
| Pima | $360,000 | $832,750 | Standard | $541,287 | Standard |
| Pinal | $485,000 | $832,750 | Standard | $557,750 | High-cost |
| Santa Cruz | $275,000 | $832,750 | Standard | $541,287 | Standard |
| Yavapai | $425,000 | $832,750 | Standard | $541,287 | Standard |
| Yuma | $268,000 | $832,750 | Standard | $541,287 | Standard |
Arizona at a glance
15 counties indexed. 3 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Arizona is $832,750 in Apache County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Arizona.