Loan Limits / Colorado
2026 Loan Limits · CO
Colorado loan limits.
All 64 counties in Colorado with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
64 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Adams | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Alamosa | $282,000 | $832,750 | Standard | $541,287 | Standard |
| Arapahoe | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Archuleta | $406,000 | $832,750 | Standard | $541,287 | Standard |
| Baca | $114,000 | $832,750 | Standard | $541,287 | Standard |
| Bent | $135,000 | $832,750 | Standard | $541,287 | Standard |
| Boulder | $765,000 | $879,750 | High-cost | $879,750 | High-cost |
| Broomfield | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Chaffee | $620,000 | $832,750 | Standard | $713,000 | High-cost |
| Cheyenne | $82,000 | $832,750 | Standard | $541,287 | Standard |
| Clear Creek | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Conejos | $282,000 | $832,750 | Standard | $541,287 | Standard |
| Costilla | $282,000 | $832,750 | Standard | $541,287 | Standard |
| Crowley | $126,000 | $832,750 | Standard | $541,287 | Standard |
| Custer | $250,000 | $832,750 | Standard | $541,287 | Standard |
| Delta | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Denver | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Dolores | $450,000 | $832,750 | Standard | $541,287 | Standard |
| Douglas | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Eagle | $1,225,000 | $1,249,125 | High-cost | $1,249,125 | High-cost |
| El Paso | $471,000 | $832,750 | Standard | $541,650 | High-cost |
| Elbert | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Fremont | $298,000 | $832,750 | Standard | $541,287 | Standard |
| Garfield | $1,000,000 | $1,209,750 | High-cost | $1,249,125 | High-cost |
| Gilpin | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Grand | $768,000 | $883,200 | High-cost | $883,200 | High-cost |
| Gunnison | $584,000 | $832,750 | Standard | $747,500 | High-cost |
| Hinsdale | $490,000 | $832,750 | Standard | $563,500 | High-cost |
| Huerfano | $153,000 | $832,750 | Standard | $541,287 | Standard |
| Jackson | $289,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Kiowa | $64,000 | $832,750 | Standard | $541,287 | Standard |
| Kit Carson | $225,000 | $832,750 | Standard | $541,287 | Standard |
| La Plata | $650,000 | $832,750 | Standard | $747,500 | High-cost |
| Lake | $950,000 | $1,092,500 | High-cost | $1,092,500 | High-cost |
| Larimer | $552,000 | $832,750 | Standard | $634,800 | High-cost |
| Las Animas | $200,000 | $832,750 | Standard | $541,287 | Standard |
| Lincoln | $198,000 | $832,750 | Standard | $541,287 | Standard |
| Logan | $219,000 | $832,750 | Standard | $541,287 | Standard |
| Mesa | $400,000 | $832,750 | Standard | $541,287 | Standard |
| Mineral | $338,000 | $832,750 | Standard | $541,287 | Standard |
| Moffat | $947,000 | $1,089,050 | High-cost | $1,089,050 | High-cost |
| Montezuma | $330,000 | $832,750 | Standard | $541,287 | Standard |
| Montrose | $420,000 | $832,750 | Standard | $541,287 | Standard |
| Morgan | $335,000 | $832,750 | Standard | $541,287 | Standard |
| Otero | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Ouray | $650,000 | $832,750 | Standard | $750,950 | High-cost |
| Park | $750,000 | $862,500 | High-cost | $862,500 | High-cost |
| Phillips | $210,000 | $832,750 | Standard | $541,287 | Standard |
| Pitkin | $1,000,000 | $1,209,750 | High-cost | $1,249,125 | High-cost |
| Prowers | $200,000 | $832,750 | Standard | $541,287 | Standard |
| Pueblo | $282,000 | $832,750 | Standard | $541,287 | Standard |
| Rio Blanco | $239,000 | $832,750 | Standard | $541,287 | Standard |
| Rio Grande | $214,000 | $832,750 | Standard | $541,287 | Standard |
| Routt | $947,000 | $1,089,050 | High-cost | $1,089,050 | High-cost |
| Saguache | $200,000 | $832,750 | Standard | $541,287 | Standard |
| San Juan | $410,000 | $832,750 | Standard | $541,287 | Standard |
| San Miguel | $650,000 | $994,750 | High-cost | $1,045,350 | High-cost |
| Sedgwick | $147,000 | $832,750 | Standard | $541,287 | Standard |
| Summit | $950,000 | $1,092,500 | High-cost | $1,092,500 | High-cost |
| Teller | $471,000 | $832,750 | Standard | $541,650 | High-cost |
| Washington | $230,000 | $832,750 | Standard | $541,287 | Standard |
| Weld | $500,000 | $832,750 | Standard | $575,000 | High-cost |
| Yuma | $205,000 | $832,750 | Standard | $541,287 | Standard |
Colorado at a glance
64 counties indexed. 29 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Colorado is $1,249,125 in Eagle County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Colorado.