Loan Limits / Hawaii
2026 Loan Limits · HI
Hawaii loan limits.
All 5 counties in Hawaii with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
5 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Hawaii | $510,000 | $1,249,125 | Standard | $586,500 | High-cost |
| Honolulu | $720,000 | $1,249,125 | Standard | $828,000 | High-cost |
| Kalawao | $1,130,000 | $1,299,500 | High-cost | $1,299,500 | High-cost |
| Kauai | $932,000 | $1,249,125 | Standard | $1,110,900 | High-cost |
| Maui | $1,130,000 | $1,299,500 | High-cost | $1,299,500 | High-cost |
Hawaii at a glance
5 counties indexed. 5 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Hawaii is $1,299,500 in Kalawao County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Hawaii.