Loan Limits / Indiana
2026 Loan Limits · IN
Indiana loan limits.
All 92 counties in Indiana with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
92 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Adams | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Allen | $249,000 | $832,750 | Standard | $541,287 | Standard |
| Bartholomew | $248,000 | $832,750 | Standard | $541,287 | Standard |
| Benton | $288,000 | $832,750 | Standard | $541,287 | Standard |
| Blackford | $106,000 | $832,750 | Standard | $541,287 | Standard |
| Boone | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Brown | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Carroll | $288,000 | $832,750 | Standard | $541,287 | Standard |
| Cass | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Clark | $427,000 | $832,750 | Standard | $541,287 | Standard |
| Clay | $151,000 | $832,750 | Standard | $541,287 | Standard |
| Clinton | $187,000 | $832,750 | Standard | $541,287 | Standard |
| Crawford | $128,000 | $832,750 | Standard | $541,287 | Standard |
| Daviess | $128,000 | $832,750 | Standard | $541,287 | Standard |
| Dearborn | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Decatur | $208,000 | $832,750 | Standard | $541,287 | Standard |
| Dekalb | $224,000 | $832,750 | Standard | $541,287 | Standard |
| Delaware | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Dubois | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Elkhart | $240,000 | $832,750 | Standard | $541,287 | Standard |
| Fayette | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Floyd | $427,000 | $832,750 | Standard | $541,287 | Standard |
| Fountain | $172,000 | $832,750 | Standard | $541,287 | Standard |
| Franklin | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Fulton | $159,000 | $832,750 | Standard | $541,287 | Standard |
| Gibson | $152,000 | $832,750 | Standard | $541,287 | Standard |
| Grant | $137,000 | $832,750 | Standard | $541,287 | Standard |
| Greene | $136,000 | $832,750 | Standard | $541,287 | Standard |
| Hamilton | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Hancock | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Harrison | $427,000 | $832,750 | Standard | $541,287 | Standard |
| Hendricks | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Henry | $156,000 | $832,750 | Standard | $541,287 | Standard |
| Howard | $168,000 | $832,750 | Standard | $541,287 | Standard |
| Huntington | $175,000 | $832,750 | Standard | $541,287 | Standard |
| Jackson | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Jasper | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Jay | $130,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $185,000 | $832,750 | Standard | $541,287 | Standard |
| Jennings | $170,000 | $832,750 | Standard | $541,287 | Standard |
| Johnson | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Knox | $133,000 | $832,750 | Standard | $541,287 | Standard |
| Kosciusko | $223,000 | $832,750 | Standard | $541,287 | Standard |
| Lagrange | $266,000 | $832,750 | Standard | $541,287 | Standard |
| Lake | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Laporte | $215,000 | $832,750 | Standard | $541,287 | Standard |
| Lawrence | $165,000 | $832,750 | Standard | $541,287 | Standard |
| Madison | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Marion | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Marshall | $219,000 | $832,750 | Standard | $541,287 | Standard |
| Martin | $118,000 | $832,750 | Standard | $541,287 | Standard |
| Miami | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Monroe | $310,000 | $832,750 | Standard | $541,287 | Standard |
| Montgomery | $196,000 | $832,750 | Standard | $541,287 | Standard |
| Morgan | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Newton | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Noble | $200,000 | $832,750 | Standard | $541,287 | Standard |
| Ohio | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Orange | $129,000 | $832,750 | Standard | $541,287 | Standard |
| Owen | $310,000 | $832,750 | Standard | $541,287 | Standard |
| Parke | $175,000 | $832,750 | Standard | $541,287 | Standard |
| Perry | $164,000 | $832,750 | Standard | $541,287 | Standard |
| Pike | $122,000 | $832,750 | Standard | $541,287 | Standard |
| Porter | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Posey | $271,000 | $832,750 | Standard | $541,287 | Standard |
| Pulaski | $170,000 | $832,750 | Standard | $541,287 | Standard |
| Putnam | $240,000 | $832,750 | Standard | $541,287 | Standard |
| Randolph | $132,000 | $832,750 | Standard | $541,287 | Standard |
| Ripley | $229,000 | $832,750 | Standard | $541,287 | Standard |
| Rush | $192,000 | $832,750 | Standard | $541,287 | Standard |
| Scott | $164,000 | $832,750 | Standard | $541,287 | Standard |
| Shelby | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Spencer | $162,000 | $832,750 | Standard | $541,287 | Standard |
| St. Joseph | $195,000 | $832,750 | Standard | $541,287 | Standard |
| Starke | $170,000 | $832,750 | Standard | $541,287 | Standard |
| Steuben | $245,000 | $832,750 | Standard | $541,287 | Standard |
| Sullivan | $151,000 | $832,750 | Standard | $541,287 | Standard |
| Switzerland | $173,000 | $832,750 | Standard | $541,287 | Standard |
| Tippecanoe | $288,000 | $832,750 | Standard | $541,287 | Standard |
| Tipton | $455,000 | $832,750 | Standard | $541,287 | Standard |
| Union | $114,000 | $832,750 | Standard | $541,287 | Standard |
| Vanderburgh | $271,000 | $832,750 | Standard | $541,287 | Standard |
| Vermillion | $151,000 | $832,750 | Standard | $541,287 | Standard |
| Vigo | $151,000 | $832,750 | Standard | $541,287 | Standard |
| Wabash | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Warren | $288,000 | $832,750 | Standard | $541,287 | Standard |
| Warrick | $271,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $427,000 | $832,750 | Standard | $541,287 | Standard |
| Wayne | $141,000 | $832,750 | Standard | $541,287 | Standard |
| Wells | $249,000 | $832,750 | Standard | $541,287 | Standard |
| White | $200,000 | $832,750 | Standard | $541,287 | Standard |
| Whitley | $249,000 | $832,750 | Standard | $541,287 | Standard |
Indiana at a glance
92 counties indexed. All counties use the standard conforming and FHA limits. The highest GSE 1-unit limit in Indiana is $832,750 in Adams County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Indiana.