Loan Limits / Kansas
2026 Loan Limits · KS
Kansas loan limits.
All 105 counties in Kansas with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
105 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Allen | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Anderson | $196,000 | $832,750 | Standard | $541,287 | Standard |
| Atchison | $196,000 | $832,750 | Standard | $541,287 | Standard |
| Barber | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Barton | $156,000 | $832,750 | Standard | $541,287 | Standard |
| Bourbon | $126,000 | $832,750 | Standard | $541,287 | Standard |
| Brown | $134,000 | $832,750 | Standard | $541,287 | Standard |
| Butler | $241,000 | $832,750 | Standard | $541,287 | Standard |
| Chase | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Chautauqua | $84,000 | $832,750 | Standard | $541,287 | Standard |
| Cherokee | $214,000 | $832,750 | Standard | $541,287 | Standard |
| Cheyenne | $207,000 | $832,750 | Standard | $541,287 | Standard |
| Clark | $104,000 | $832,750 | Standard | $541,287 | Standard |
| Clay | $147,000 | $832,750 | Standard | $541,287 | Standard |
| Cloud | $128,000 | $832,750 | Standard | $541,287 | Standard |
| Coffey | $278,000 | $832,750 | Standard | $541,287 | Standard |
| Comanche | $78,000 | $832,750 | Standard | $541,287 | Standard |
| Cowley | $148,000 | $832,750 | Standard | $541,287 | Standard |
| Crawford | $148,000 | $832,750 | Standard | $541,287 | Standard |
| Decatur | $104,000 | $832,750 | Standard | $541,287 | Standard |
| Dickinson | $197,000 | $832,750 | Standard | $541,287 | Standard |
| Doniphan | $274,000 | $832,750 | Standard | $541,287 | Standard |
| Douglas | $320,000 | $832,750 | Standard | $541,287 | Standard |
| Edwards | $94,000 | $832,750 | Standard | $541,287 | Standard |
| Elk | $81,000 | $832,750 | Standard | $541,287 | Standard |
| Ellis | $239,000 | $832,750 | Standard | $541,287 | Standard |
| Ellsworth | $154,000 | $832,750 | Standard | $541,287 | Standard |
| Finney | $247,000 | $832,750 | Standard | $541,287 | Standard |
| Ford | $248,000 | $832,750 | Standard | $541,287 | Standard |
| Franklin | $254,000 | $832,750 | Standard | $541,287 | Standard |
| Geary | $303,000 | $832,750 | Standard | $541,287 | Standard |
| Gove | $158,000 | $832,750 | Standard | $541,287 | Standard |
| Graham | $81,000 | $832,750 | Standard | $541,287 | Standard |
| Grant | $190,000 | $832,750 | Standard | $541,287 | Standard |
| Gray | $189,000 | $832,750 | Standard | $541,287 | Standard |
| Greeley | $141,000 | $832,750 | Standard | $541,287 | Standard |
| Greenwood | $110,000 | $832,750 | Standard | $541,287 | Standard |
| Hamilton | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Harper | $103,000 | $832,750 | Standard | $541,287 | Standard |
| Harvey | $241,000 | $832,750 | Standard | $541,287 | Standard |
| Haskell | $201,000 | $832,750 | Standard | $541,287 | Standard |
| Hodgeman | $123,000 | $832,750 | Standard | $541,287 | Standard |
| Jackson | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Jewell | $266,000 | $832,750 | Standard | $541,287 | Standard |
| Johnson | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Kearny | $198,000 | $832,750 | Standard | $541,287 | Standard |
| Kingman | $143,000 | $832,750 | Standard | $541,287 | Standard |
| Kiowa | $169,000 | $832,750 | Standard | $541,287 | Standard |
| Labette | $122,000 | $832,750 | Standard | $541,287 | Standard |
| Lane | $154,000 | $832,750 | Standard | $541,287 | Standard |
| Leavenworth | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Lincoln | $201,000 | $832,750 | Standard | $541,287 | Standard |
| Linn | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Logan | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Lyon | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Marion | $152,000 | $832,750 | Standard | $541,287 | Standard |
| Marshall | $159,000 | $832,750 | Standard | $541,287 | Standard |
| Mcpherson | $230,000 | $832,750 | Standard | $541,287 | Standard |
| Meade | $162,000 | $832,750 | Standard | $541,287 | Standard |
| Miami | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Mitchell | $145,000 | $832,750 | Standard | $541,287 | Standard |
| Montgomery | $122,000 | $832,750 | Standard | $541,287 | Standard |
| Morris | $160,000 | $832,750 | Standard | $541,287 | Standard |
| Morton | $127,000 | $832,750 | Standard | $541,287 | Standard |
| Nemaha | $260,000 | $832,750 | Standard | $541,287 | Standard |
| Neosho | $134,000 | $832,750 | Standard | $541,287 | Standard |
| Ness | $113,000 | $832,750 | Standard | $541,287 | Standard |
| Norton | $69,000 | $832,750 | Standard | $541,287 | Standard |
| Osage | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Osborne | $113,000 | $832,750 | Standard | $541,287 | Standard |
| Ottawa | $218,000 | $832,750 | Standard | $541,287 | Standard |
| Pawnee | $136,000 | $832,750 | Standard | $541,287 | Standard |
| Phillips | $126,000 | $832,750 | Standard | $541,287 | Standard |
| Pottawatomie | $303,000 | $832,750 | Standard | $541,287 | Standard |
| Pratt | $152,000 | $832,750 | Standard | $541,287 | Standard |
| Rawlins | $132,000 | $832,750 | Standard | $541,287 | Standard |
| Reno | $166,000 | $832,750 | Standard | $541,287 | Standard |
| Republic | $101,000 | $832,750 | Standard | $541,287 | Standard |
| Rice | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Riley | $303,000 | $832,750 | Standard | $541,287 | Standard |
| Rooks | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Rush | $105,000 | $832,750 | Standard | $541,287 | Standard |
| Russell | $141,000 | $832,750 | Standard | $541,287 | Standard |
| Saline | $218,000 | $832,750 | Standard | $541,287 | Standard |
| Scott | $225,000 | $832,750 | Standard | $541,287 | Standard |
| Sedgwick | $241,000 | $832,750 | Standard | $541,287 | Standard |
| Seward | $178,000 | $832,750 | Standard | $541,287 | Standard |
| Shawnee | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Sheridan | $202,000 | $832,750 | Standard | $541,287 | Standard |
| Sherman | $168,000 | $832,750 | Standard | $541,287 | Standard |
| Smith | $121,000 | $832,750 | Standard | $541,287 | Standard |
| Stafford | $128,000 | $832,750 | Standard | $541,287 | Standard |
| Stanton | $85,000 | $832,750 | Standard | $541,287 | Standard |
| Stevens | $165,000 | $832,750 | Standard | $541,287 | Standard |
| Sumner | $241,000 | $832,750 | Standard | $541,287 | Standard |
| Thomas | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Trego | $153,000 | $832,750 | Standard | $541,287 | Standard |
| Wabaunsee | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Wallace | $125,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $141,000 | $832,750 | Standard | $541,287 | Standard |
| Wichita | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Wilson | $125,000 | $832,750 | Standard | $541,287 | Standard |
| Woodson | $100,000 | $832,750 | Standard | $541,287 | Standard |
| Wyandotte | $454,000 | $832,750 | Standard | $541,287 | Standard |
Kansas at a glance
105 counties indexed. All counties use the standard conforming and FHA limits. The highest GSE 1-unit limit in Kansas is $832,750 in Allen County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Kansas.