Loan Limits / Maine
2026 Loan Limits · ME
Maine loan limits.
All 16 counties in Maine with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
16 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Androscoggin | $318,000 | $832,750 | Standard | $541,287 | Standard |
| Aroostook | $175,000 | $832,750 | Standard | $541,287 | Standard |
| Cumberland | $535,000 | $832,750 | Standard | $615,250 | High-cost |
| Franklin | $246,000 | $832,750 | Standard | $541,287 | Standard |
| Hancock | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Kennebec | $300,000 | $832,750 | Standard | $541,287 | Standard |
| Knox | $361,000 | $832,750 | Standard | $541,287 | Standard |
| Lincoln | $359,000 | $832,750 | Standard | $541,287 | Standard |
| Oxford | $295,000 | $832,750 | Standard | $541,287 | Standard |
| Penobscot | $284,000 | $832,750 | Standard | $541,287 | Standard |
| Piscataquis | $259,000 | $832,750 | Standard | $541,287 | Standard |
| Sagadahoc | $535,000 | $832,750 | Standard | $615,250 | High-cost |
| Somerset | $240,000 | $832,750 | Standard | $541,287 | Standard |
| Waldo | $299,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $221,000 | $832,750 | Standard | $541,287 | Standard |
| York | $535,000 | $832,750 | Standard | $615,250 | High-cost |
Maine at a glance
16 counties indexed. 3 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Maine is $832,750 in Androscoggin County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Maine.