Loan Limits / Maryland
2026 Loan Limits · MD
Maryland loan limits.
All 24 counties in Maryland with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
24 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Allegany | $187,000 | $832,750 | Standard | $541,287 | Standard |
| Anne Arundel | $650,000 | $832,750 | Standard | $747,500 | High-cost |
| Baltimore | $650,000 | $832,750 | Standard | $747,500 | High-cost |
| Baltimore City | $650,000 | $832,750 | Standard | $747,500 | High-cost |
| Calvert | $450,000 | $1,209,750 | High-cost | $541,287 | Standard |
| Caroline | $275,000 | $832,750 | Standard | $541,287 | Standard |
| Carroll | $650,000 | $832,750 | Standard | $747,500 | High-cost |
| Cecil | $548,000 | $832,750 | Standard | $630,200 | High-cost |
| Charles | $1,198,000 | $1,249,125 | High-cost | $1,249,125 | High-cost |
| Dorchester | $250,000 | $832,750 | Standard | $541,287 | Standard |
| Frederick | $1,198,000 | $1,249,125 | High-cost | $1,249,125 | High-cost |
| Garrett | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Harford | $650,000 | $832,750 | Standard | $747,500 | High-cost |
| Howard | $650,000 | $832,750 | Standard | $747,500 | High-cost |
| Kent | $310,000 | $832,750 | Standard | $541,287 | Standard |
| Montgomery | $1,198,000 | $1,249,125 | High-cost | $1,249,125 | High-cost |
| Prince George's | $1,198,000 | $1,249,125 | High-cost | $1,249,125 | High-cost |
| Queen Anne's | $650,000 | $832,750 | Standard | $747,500 | High-cost |
| Somerset | $258,000 | $832,750 | Standard | $541,287 | Standard |
| St. Mary's | $450,000 | $832,750 | Standard | $541,287 | Standard |
| Talbot | $465,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $300,000 | $832,750 | Standard | $541,287 | Standard |
| Wicomico | $258,000 | $832,750 | Standard | $541,287 | Standard |
| Worcester | $390,000 | $832,750 | Standard | $541,287 | Standard |
Maryland at a glance
24 counties indexed. 13 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Maryland is $1,249,125 in Charles County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Maryland.