Loan Limits / Missouri
2026 Loan Limits · MO
Missouri loan limits.
All 115 counties in Missouri with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
115 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Adair | $190,000 | $832,750 | Standard | $541,287 | Standard |
| Andrew | $274,000 | $832,750 | Standard | $541,287 | Standard |
| Atchison | $132,000 | $832,750 | Standard | $541,287 | Standard |
| Audrain | $167,000 | $832,750 | Standard | $541,287 | Standard |
| Barry | $206,000 | $832,750 | Standard | $541,287 | Standard |
| Barton | $144,000 | $832,750 | Standard | $541,287 | Standard |
| Bates | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Benton | $299,000 | $832,750 | Standard | $541,287 | Standard |
| Bollinger | $231,000 | $832,750 | Standard | $541,287 | Standard |
| Boone | $312,000 | $832,750 | Standard | $541,287 | Standard |
| Buchanan | $274,000 | $832,750 | Standard | $541,287 | Standard |
| Butler | $165,000 | $832,750 | Standard | $541,287 | Standard |
| Caldwell | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Callaway | $287,000 | $832,750 | Standard | $541,287 | Standard |
| Camden | $389,000 | $832,750 | Standard | $541,287 | Standard |
| Cape Girardeau | $231,000 | $832,750 | Standard | $541,287 | Standard |
| Carroll | $153,000 | $832,750 | Standard | $541,287 | Standard |
| Carter | $201,000 | $832,750 | Standard | $541,287 | Standard |
| Cass | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Cedar | $188,000 | $832,750 | Standard | $541,287 | Standard |
| Chariton | $156,000 | $832,750 | Standard | $541,287 | Standard |
| Christian | $309,000 | $832,750 | Standard | $541,287 | Standard |
| Clark | $106,000 | $832,750 | Standard | $541,287 | Standard |
| Clay | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Clinton | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Cole | $287,000 | $832,750 | Standard | $541,287 | Standard |
| Cooper | $312,000 | $832,750 | Standard | $541,287 | Standard |
| Crawford | $194,000 | $832,750 | Standard | $541,287 | Standard |
| Dade | $218,000 | $832,750 | Standard | $541,287 | Standard |
| Dallas | $309,000 | $832,750 | Standard | $541,287 | Standard |
| Daviess | $174,000 | $832,750 | Standard | $541,287 | Standard |
| Dekalb | $274,000 | $832,750 | Standard | $541,287 | Standard |
| Dent | $207,000 | $832,750 | Standard | $541,287 | Standard |
| Douglas | $182,000 | $832,750 | Standard | $541,287 | Standard |
| Dunklin | $130,000 | $832,750 | Standard | $541,287 | Standard |
| Franklin | $370,000 | $832,750 | Standard | $541,287 | Standard |
| Gasconade | $207,000 | $832,750 | Standard | $541,287 | Standard |
| Gentry | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Greene | $309,000 | $832,750 | Standard | $541,287 | Standard |
| Grundy | $148,000 | $832,750 | Standard | $541,287 | Standard |
| Harrison | $86,000 | $832,750 | Standard | $541,287 | Standard |
| Henry | $179,000 | $832,750 | Standard | $541,287 | Standard |
| Hickory | $160,000 | $832,750 | Standard | $541,287 | Standard |
| Holt | $170,000 | $832,750 | Standard | $541,287 | Standard |
| Howard | $312,000 | $832,750 | Standard | $541,287 | Standard |
| Howell | $204,000 | $832,750 | Standard | $541,287 | Standard |
| Iron | $164,000 | $832,750 | Standard | $541,287 | Standard |
| Jackson | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Jasper | $214,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $370,000 | $832,750 | Standard | $541,287 | Standard |
| Johnson | $263,000 | $832,750 | Standard | $541,287 | Standard |
| Knox | $135,000 | $832,750 | Standard | $541,287 | Standard |
| Laclede | $200,000 | $832,750 | Standard | $541,287 | Standard |
| Lafayette | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Lawrence | $199,000 | $832,750 | Standard | $541,287 | Standard |
| Lewis | $159,000 | $832,750 | Standard | $541,287 | Standard |
| Lincoln | $370,000 | $832,750 | Standard | $541,287 | Standard |
| Linn | $139,000 | $832,750 | Standard | $541,287 | Standard |
| Livingston | $171,000 | $832,750 | Standard | $541,287 | Standard |
| Macon | $170,000 | $832,750 | Standard | $541,287 | Standard |
| Madison | $164,000 | $832,750 | Standard | $541,287 | Standard |
| Maries | $207,000 | $832,750 | Standard | $541,287 | Standard |
| Marion | $191,000 | $832,750 | Standard | $541,287 | Standard |
| Mcdonald | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Mercer | $132,000 | $832,750 | Standard | $541,287 | Standard |
| Miller | $235,000 | $832,750 | Standard | $541,287 | Standard |
| Mississippi | $162,000 | $832,750 | Standard | $541,287 | Standard |
| Moniteau | $287,000 | $832,750 | Standard | $541,287 | Standard |
| Monroe | $176,000 | $832,750 | Standard | $541,287 | Standard |
| Montgomery | $228,000 | $832,750 | Standard | $541,287 | Standard |
| Morgan | $259,000 | $832,750 | Standard | $541,287 | Standard |
| New Madrid | $136,000 | $832,750 | Standard | $541,287 | Standard |
| Newton | $214,000 | $832,750 | Standard | $541,287 | Standard |
| Nodaway | $229,000 | $832,750 | Standard | $541,287 | Standard |
| Oregon | $163,000 | $832,750 | Standard | $541,287 | Standard |
| Osage | $287,000 | $832,750 | Standard | $541,287 | Standard |
| Ozark | $186,000 | $832,750 | Standard | $541,287 | Standard |
| Pemiscot | $119,000 | $832,750 | Standard | $541,287 | Standard |
| Perry | $226,000 | $832,750 | Standard | $541,287 | Standard |
| Pettis | $199,000 | $832,750 | Standard | $541,287 | Standard |
| Phelps | $225,000 | $832,750 | Standard | $541,287 | Standard |
| Pike | $189,000 | $832,750 | Standard | $541,287 | Standard |
| Platte | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Polk | $309,000 | $832,750 | Standard | $541,287 | Standard |
| Pulaski | $236,000 | $832,750 | Standard | $541,287 | Standard |
| Putnam | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Ralls | $191,000 | $832,750 | Standard | $541,287 | Standard |
| Randolph | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Ray | $454,000 | $832,750 | Standard | $541,287 | Standard |
| Reynolds | $142,000 | $832,750 | Standard | $541,287 | Standard |
| Ripley | $143,000 | $832,750 | Standard | $541,287 | Standard |
| Saline | $164,000 | $832,750 | Standard | $541,287 | Standard |
| Schuyler | $190,000 | $832,750 | Standard | $541,287 | Standard |
| Scotland | $196,000 | $832,750 | Standard | $541,287 | Standard |
| Scott | $162,000 | $832,750 | Standard | $541,287 | Standard |
| Shannon | $188,000 | $832,750 | Standard | $541,287 | Standard |
| Shelby | $135,000 | $832,750 | Standard | $541,287 | Standard |
| St. Charles | $370,000 | $832,750 | Standard | $541,287 | Standard |
| St. Clair | $158,000 | $832,750 | Standard | $541,287 | Standard |
| St. Francois | $204,000 | $832,750 | Standard | $541,287 | Standard |
| St. Louis | $370,000 | $832,750 | Standard | $541,287 | Standard |
| St. Louis City | $370,000 | $832,750 | Standard | $541,287 | Standard |
| Ste. Genevieve | $225,000 | $832,750 | Standard | $541,287 | Standard |
| Stoddard | $161,000 | $832,750 | Standard | $541,287 | Standard |
| Stone | $285,000 | $832,750 | Standard | $541,287 | Standard |
| Sullivan | $135,000 | $832,750 | Standard | $541,287 | Standard |
| Taney | $238,000 | $832,750 | Standard | $541,287 | Standard |
| Texas | $134,000 | $832,750 | Standard | $541,287 | Standard |
| Vernon | $132,000 | $832,750 | Standard | $541,287 | Standard |
| Warren | $370,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $164,000 | $832,750 | Standard | $541,287 | Standard |
| Wayne | $137,000 | $832,750 | Standard | $541,287 | Standard |
| Webster | $309,000 | $832,750 | Standard | $541,287 | Standard |
| Worth | $131,000 | $832,750 | Standard | $541,287 | Standard |
| Wright | $193,000 | $832,750 | Standard | $541,287 | Standard |
Missouri at a glance
115 counties indexed. All counties use the standard conforming and FHA limits. The highest GSE 1-unit limit in Missouri is $832,750 in Adair County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Missouri.