Loan Limits / Nevada
2026 Loan Limits · NV
Nevada loan limits.
All 17 counties in Nevada with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
17 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Carson City | $499,000 | $832,750 | Standard | $575,000 | High-cost |
| Churchill | $365,000 | $832,750 | Standard | $541,287 | Standard |
| Clark | $462,000 | $832,750 | Standard | $541,287 | Standard |
| Douglas | $640,000 | $832,750 | Standard | $736,000 | High-cost |
| Elko | $325,000 | $832,750 | Standard | $541,287 | Standard |
| Esmeralda | $111,000 | $832,750 | Standard | $541,287 | Standard |
| Eureka | $325,000 | $832,750 | Standard | $541,287 | Standard |
| Humboldt | $280,000 | $832,750 | Standard | $541,287 | Standard |
| Lander | $125,000 | $832,750 | Standard | $541,287 | Standard |
| Lincoln | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Lyon | $555,000 | $832,750 | Standard | $638,250 | High-cost |
| Mineral | $125,000 | $832,750 | Standard | $541,287 | Standard |
| Nye | $285,000 | $832,750 | Standard | $541,287 | Standard |
| Pershing | $139,000 | $832,750 | Standard | $541,287 | Standard |
| Storey | $555,000 | $832,750 | Standard | $638,250 | High-cost |
| Washoe | $555,000 | $832,750 | Standard | $638,250 | High-cost |
| White Pine | $145,000 | $832,750 | Standard | $541,287 | Standard |
Nevada at a glance
17 counties indexed. 5 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Nevada is $832,750 in Carson City County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Nevada.