Loan Limits / South Carolina
2026 Loan Limits · SC
South Carolina loan limits.
All 46 counties in South Carolina with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
46 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Abbeville | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Aiken | $315,000 | $832,750 | Standard | $541,287 | Standard |
| Allendale | $42,000 | $832,750 | Standard | $541,287 | Standard |
| Anderson | $335,000 | $832,750 | Standard | $541,287 | Standard |
| Bamberg | $52,000 | $832,750 | Standard | $541,287 | Standard |
| Barnwell | $70,000 | $832,750 | Standard | $541,287 | Standard |
| Beaufort | $555,000 | $832,750 | Standard | $638,250 | High-cost |
| Berkeley | $600,000 | $832,750 | Standard | $690,000 | High-cost |
| Calhoun | $263,000 | $832,750 | Standard | $541,287 | Standard |
| Charleston | $600,000 | $832,750 | Standard | $690,000 | High-cost |
| Cherokee | $165,000 | $832,750 | Standard | $541,287 | Standard |
| Chester | $440,000 | $832,750 | Standard | $541,287 | Standard |
| Chesterfield | $164,000 | $832,750 | Standard | $541,287 | Standard |
| Clarendon | $138,000 | $832,750 | Standard | $541,287 | Standard |
| Colleton | $220,000 | $832,750 | Standard | $541,287 | Standard |
| Darlington | $209,000 | $832,750 | Standard | $541,287 | Standard |
| Dillon | $52,000 | $832,750 | Standard | $541,287 | Standard |
| Dorchester | $600,000 | $832,750 | Standard | $690,000 | High-cost |
| Edgefield | $315,000 | $832,750 | Standard | $541,287 | Standard |
| Fairfield | $263,000 | $832,750 | Standard | $541,287 | Standard |
| Florence | $209,000 | $832,750 | Standard | $541,287 | Standard |
| Georgetown | $398,000 | $832,750 | Standard | $541,287 | Standard |
| Greenville | $335,000 | $832,750 | Standard | $541,287 | Standard |
| Greenwood | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Hampton | $85,000 | $832,750 | Standard | $541,287 | Standard |
| Horry | $340,000 | $832,750 | Standard | $541,287 | Standard |
| Jasper | $555,000 | $832,750 | Standard | $638,250 | High-cost |
| Kershaw | $263,000 | $832,750 | Standard | $541,287 | Standard |
| Lancaster | $440,000 | $832,750 | Standard | $541,287 | Standard |
| Laurens | $335,000 | $832,750 | Standard | $541,287 | Standard |
| Lee | $135,000 | $832,750 | Standard | $541,287 | Standard |
| Lexington | $263,000 | $832,750 | Standard | $541,287 | Standard |
| Marion | $121,000 | $832,750 | Standard | $541,287 | Standard |
| Marlboro | $35,000 | $832,750 | Standard | $541,287 | Standard |
| Mccormick | $222,000 | $832,750 | Standard | $541,287 | Standard |
| Newberry | $188,000 | $832,750 | Standard | $541,287 | Standard |
| Oconee | $259,000 | $832,750 | Standard | $541,287 | Standard |
| Orangeburg | $147,000 | $832,750 | Standard | $541,287 | Standard |
| Pickens | $335,000 | $832,750 | Standard | $541,287 | Standard |
| Richland | $263,000 | $832,750 | Standard | $541,287 | Standard |
| Saluda | $263,000 | $832,750 | Standard | $541,287 | Standard |
| Spartanburg | $274,000 | $832,750 | Standard | $541,287 | Standard |
| Sumter | $192,000 | $832,750 | Standard | $541,287 | Standard |
| Union | $274,000 | $832,750 | Standard | $541,287 | Standard |
| Williamsburg | $38,000 | $832,750 | Standard | $541,287 | Standard |
| York | $440,000 | $832,750 | Standard | $541,287 | Standard |
South Carolina at a glance
46 counties indexed. 5 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in South Carolina is $832,750 in Abbeville County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in South Carolina.