Loan Limits / Tennessee
2026 Loan Limits · TN
Tennessee loan limits.
All 95 counties in Tennessee with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
95 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Anderson | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Bedford | $290,000 | $832,750 | Standard | $541,287 | Standard |
| Benton | $70,000 | $832,750 | Standard | $541,287 | Standard |
| Bledsoe | $71,000 | $832,750 | Standard | $541,287 | Standard |
| Blount | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Bradley | $280,000 | $832,750 | Standard | $541,287 | Standard |
| Campbell | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Cannon | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Carroll | $112,000 | $832,750 | Standard | $541,287 | Standard |
| Carter | $285,000 | $832,750 | Standard | $541,287 | Standard |
| Cheatham | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Chester | $209,000 | $832,750 | Standard | $541,287 | Standard |
| Claiborne | $135,000 | $832,750 | Standard | $541,287 | Standard |
| Clay | $75,000 | $832,750 | Standard | $541,287 | Standard |
| Cocke | $97,000 | $832,750 | Standard | $541,287 | Standard |
| Coffee | $256,000 | $832,750 | Standard | $541,287 | Standard |
| Crockett | $209,000 | $832,750 | Standard | $541,287 | Standard |
| Cumberland | $125,000 | $832,750 | Standard | $541,287 | Standard |
| Davidson | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Decatur | $69,000 | $832,750 | Standard | $541,287 | Standard |
| Dekalb | $201,000 | $832,750 | Standard | $541,287 | Standard |
| Dickson | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Dyer | $135,000 | $832,750 | Standard | $541,287 | Standard |
| Fayette | $339,000 | $832,750 | Standard | $541,287 | Standard |
| Fentress | $130,000 | $832,750 | Standard | $541,287 | Standard |
| Franklin | $238,000 | $832,750 | Standard | $541,287 | Standard |
| Gibson | $209,000 | $832,750 | Standard | $541,287 | Standard |
| Giles | $195,000 | $832,750 | Standard | $541,287 | Standard |
| Grainger | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Greene | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Grundy | $93,000 | $832,750 | Standard | $541,287 | Standard |
| Hamblen | $255,000 | $832,750 | Standard | $541,287 | Standard |
| Hamilton | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Hancock | $68,000 | $832,750 | Standard | $541,287 | Standard |
| Hardeman | $75,000 | $832,750 | Standard | $541,287 | Standard |
| Hardin | $110,000 | $832,750 | Standard | $541,287 | Standard |
| Hawkins | $254,000 | $832,750 | Standard | $541,287 | Standard |
| Haywood | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Henderson | $151,000 | $832,750 | Standard | $541,287 | Standard |
| Henry | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Hickman | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Houston | $138,000 | $832,750 | Standard | $541,287 | Standard |
| Humphreys | $157,000 | $832,750 | Standard | $541,287 | Standard |
| Jackson | $270,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $255,000 | $832,750 | Standard | $541,287 | Standard |
| Johnson | $125,000 | $832,750 | Standard | $541,287 | Standard |
| Knox | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Lake | $80,000 | $832,750 | Standard | $541,287 | Standard |
| Lauderdale | $87,000 | $832,750 | Standard | $541,287 | Standard |
| Lawrence | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Lewis | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Lincoln | $199,000 | $832,750 | Standard | $541,287 | Standard |
| Loudon | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Macon | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Madison | $209,000 | $832,750 | Standard | $541,287 | Standard |
| Marion | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Marshall | $275,000 | $832,750 | Standard | $541,287 | Standard |
| Maury | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Mcminn | $210,000 | $832,750 | Standard | $541,287 | Standard |
| Mcnairy | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Meigs | $210,000 | $832,750 | Standard | $541,287 | Standard |
| Monroe | $196,000 | $832,750 | Standard | $541,287 | Standard |
| Montgomery | $305,000 | $832,750 | Standard | $541,287 | Standard |
| Moore | $256,000 | $832,750 | Standard | $541,287 | Standard |
| Morgan | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Obion | $113,000 | $832,750 | Standard | $541,287 | Standard |
| Overton | $270,000 | $832,750 | Standard | $541,287 | Standard |
| Perry | $71,000 | $832,750 | Standard | $541,287 | Standard |
| Pickett | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Polk | $280,000 | $832,750 | Standard | $541,287 | Standard |
| Putnam | $270,000 | $832,750 | Standard | $541,287 | Standard |
| Rhea | $200,000 | $832,750 | Standard | $541,287 | Standard |
| Roane | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Robertson | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Rutherford | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Scott | $90,000 | $832,750 | Standard | $541,287 | Standard |
| Sequatchie | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Sevier | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Shelby | $339,000 | $832,750 | Standard | $541,287 | Standard |
| Smith | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Stewart | $305,000 | $832,750 | Standard | $541,287 | Standard |
| Sullivan | $254,000 | $832,750 | Standard | $541,287 | Standard |
| Sumner | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Tipton | $339,000 | $832,750 | Standard | $541,287 | Standard |
| Trousdale | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Unicoi | $285,000 | $832,750 | Standard | $541,287 | Standard |
| Union | $383,000 | $832,750 | Standard | $541,287 | Standard |
| Van Buren | $60,000 | $832,750 | Standard | $541,287 | Standard |
| Warren | $215,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $285,000 | $832,750 | Standard | $541,287 | Standard |
| Wayne | $63,000 | $832,750 | Standard | $541,287 | Standard |
| Weakley | $130,000 | $832,750 | Standard | $541,287 | Standard |
| White | $270,000 | $832,750 | Standard | $541,287 | Standard |
| Williamson | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
| Wilson | $895,000 | $1,029,250 | High-cost | $1,029,250 | High-cost |
Tennessee at a glance
95 counties indexed. 14 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Tennessee is $1,029,250 in Cannon County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Tennessee.