Loan Limits / Utah
2026 Loan Limits · UT
Utah loan limits.
All 29 counties in Utah with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
29 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Beaver | $289,000 | $832,750 | Standard | $541,287 | Standard |
| Box Elder | $401,000 | $832,750 | Standard | $541,287 | Standard |
| Cache | $425,000 | $832,750 | Standard | $541,287 | Standard |
| Carbon | $259,000 | $832,750 | Standard | $541,287 | Standard |
| Daggett | $323,000 | $832,750 | Standard | $541,287 | Standard |
| Davis | $520,000 | $832,750 | Standard | $744,050 | High-cost |
| Duchesne | $297,000 | $832,750 | Standard | $541,287 | Standard |
| Emery | $263,000 | $832,750 | Standard | $541,287 | Standard |
| Garfield | $381,000 | $832,750 | Standard | $541,287 | Standard |
| Grand | $730,000 | $839,500 | High-cost | $839,500 | High-cost |
| Iron | $370,000 | $832,750 | Standard | $541,287 | Standard |
| Juab | $523,000 | $832,750 | Standard | $601,450 | High-cost |
| Kane | $250,000 | $832,750 | Standard | $541,287 | Standard |
| Millard | $304,000 | $832,750 | Standard | $541,287 | Standard |
| Morgan | $520,000 | $832,750 | Standard | $744,050 | High-cost |
| Piute | $314,000 | $832,750 | Standard | $541,287 | Standard |
| Rich | $433,000 | $832,750 | Standard | $579,600 | High-cost |
| Salt Lake | $554,000 | $832,750 | Standard | $637,100 | High-cost |
| San Juan | $254,000 | $832,750 | Standard | $541,287 | Standard |
| Sanpete | $348,000 | $832,750 | Standard | $541,287 | Standard |
| Sevier | $315,000 | $832,750 | Standard | $541,287 | Standard |
| Summit | $1,000,000 | $1,150,000 | High-cost | $1,163,800 | High-cost |
| Tooele | $554,000 | $832,750 | Standard | $637,100 | High-cost |
| Uintah | $425,000 | $832,750 | Standard | $541,287 | Standard |
| Utah | $523,000 | $832,750 | Standard | $601,450 | High-cost |
| Wasatch | $1,000,000 | $1,150,000 | High-cost | $1,163,800 | High-cost |
| Washington | $528,000 | $832,750 | Standard | $607,200 | High-cost |
| Wayne | $487,000 | $997,050 | High-cost | $997,050 | High-cost |
| Weber | $520,000 | $832,750 | Standard | $744,050 | High-cost |
Utah at a glance
29 counties indexed. 13 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Utah is $1,150,000 in Summit County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Utah.