Loan Limits / Vermont
2026 Loan Limits · VT
Vermont loan limits.
All 14 counties in Vermont with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
14 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Addison | $345,000 | $832,750 | Standard | $541,287 | Standard |
| Bennington | $290,000 | $832,750 | Standard | $541,287 | Standard |
| Caledonia | $229,000 | $832,750 | Standard | $541,287 | Standard |
| Chittenden | $499,000 | $832,750 | Standard | $575,000 | High-cost |
| Essex | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Franklin | $499,000 | $832,750 | Standard | $575,000 | High-cost |
| Grand Isle | $499,000 | $832,750 | Standard | $575,000 | High-cost |
| Lamoille | $342,000 | $832,750 | Standard | $541,287 | Standard |
| Orange | $379,000 | $832,750 | Standard | $541,287 | Standard |
| Orleans | $192,000 | $832,750 | Standard | $541,287 | Standard |
| Rutland | $242,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $323,000 | $832,750 | Standard | $541,287 | Standard |
| Windham | $299,000 | $832,750 | Standard | $541,287 | Standard |
| Windsor | $379,000 | $832,750 | Standard | $541,287 | Standard |
Vermont at a glance
14 counties indexed. 3 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Vermont is $832,750 in Addison County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Vermont.