Loan Limits / West Virginia
2026 Loan Limits · WV
West Virginia loan limits.
All 55 counties in West Virginia with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
55 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Barbour | $98,000 | $832,750 | Standard | $541,287 | Standard |
| Berkeley | $300,000 | $832,750 | Standard | $541,287 | Standard |
| Boone | $178,000 | $832,750 | Standard | $541,287 | Standard |
| Braxton | $75,000 | $832,750 | Standard | $541,287 | Standard |
| Brooke | $174,000 | $832,750 | Standard | $541,287 | Standard |
| Cabell | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Calhoun | $144,000 | $832,750 | Standard | $541,287 | Standard |
| Clay | $178,000 | $832,750 | Standard | $541,287 | Standard |
| Doddridge | $145,000 | $832,750 | Standard | $541,287 | Standard |
| Fayette | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Gilmer | $95,000 | $832,750 | Standard | $541,287 | Standard |
| Grant | $134,000 | $832,750 | Standard | $541,287 | Standard |
| Greenbrier | $169,000 | $832,750 | Standard | $541,287 | Standard |
| Hampshire | $420,000 | $832,750 | Standard | $541,287 | Standard |
| Hancock | $174,000 | $832,750 | Standard | $541,287 | Standard |
| Hardy | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Harrison | $145,000 | $832,750 | Standard | $541,287 | Standard |
| Jackson | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $1,198,000 | $1,249,125 | High-cost | $1,249,125 | High-cost |
| Kanawha | $178,000 | $832,750 | Standard | $541,287 | Standard |
| Lewis | $90,000 | $832,750 | Standard | $541,287 | Standard |
| Lincoln | $134,000 | $832,750 | Standard | $541,287 | Standard |
| Logan | $70,000 | $832,750 | Standard | $541,287 | Standard |
| Marion | $141,000 | $832,750 | Standard | $541,287 | Standard |
| Marshall | $228,000 | $832,750 | Standard | $541,287 | Standard |
| Mason | $165,000 | $832,750 | Standard | $541,287 | Standard |
| Mcdowell | $64,000 | $832,750 | Standard | $541,287 | Standard |
| Mercer | $125,000 | $832,750 | Standard | $541,287 | Standard |
| Mineral | $187,000 | $832,750 | Standard | $541,287 | Standard |
| Mingo | $54,000 | $832,750 | Standard | $541,287 | Standard |
| Monongalia | $270,000 | $832,750 | Standard | $541,287 | Standard |
| Monroe | $125,000 | $832,750 | Standard | $541,287 | Standard |
| Morgan | $300,000 | $832,750 | Standard | $541,287 | Standard |
| Nicholas | $115,000 | $832,750 | Standard | $541,287 | Standard |
| Ohio | $228,000 | $832,750 | Standard | $541,287 | Standard |
| Pendleton | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Pleasants | $137,000 | $832,750 | Standard | $541,287 | Standard |
| Pocahontas | $93,000 | $832,750 | Standard | $541,287 | Standard |
| Preston | $270,000 | $832,750 | Standard | $541,287 | Standard |
| Putnam | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Raleigh | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Randolph | $178,000 | $832,750 | Standard | $541,287 | Standard |
| Ritchie | $75,000 | $832,750 | Standard | $541,287 | Standard |
| Roane | $75,000 | $832,750 | Standard | $541,287 | Standard |
| Summers | $96,000 | $832,750 | Standard | $541,287 | Standard |
| Taylor | $145,000 | $832,750 | Standard | $541,287 | Standard |
| Tucker | $195,000 | $832,750 | Standard | $541,287 | Standard |
| Tyler | $95,000 | $832,750 | Standard | $541,287 | Standard |
| Upshur | $165,000 | $832,750 | Standard | $541,287 | Standard |
| Wayne | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Webster | $65,000 | $832,750 | Standard | $541,287 | Standard |
| Wetzel | $111,000 | $832,750 | Standard | $541,287 | Standard |
| Wirt | $152,000 | $832,750 | Standard | $541,287 | Standard |
| Wood | $152,000 | $832,750 | Standard | $541,287 | Standard |
| Wyoming | $40,000 | $832,750 | Standard | $541,287 | Standard |
West Virginia at a glance
55 counties indexed. 1 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in West Virginia is $1,249,125 in Jefferson County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in West Virginia.