Loan Limits / American Samoa / Manu'a District County
2026 Loan Limits · American Samoa · NON-METRO
Manu'a District County, AS.
2026 conforming and FHA loan limits, calibrated to a median sales price of $137,000.
Median Sales Price
$137,000
Per HUD CHUMS, 2026
Conforming 1u Limit
$832,750
Standard conforming
FHA 1u Limit
$541,287
Floor
Jumbo Threshold
> $832,750
1-unit · loans above this are jumbo
Conforming (Fannie / Freddie)
Standard conforming| 1-unit (single-family) | $832,750 |
| 2-unit (duplex) | $1,066,250 |
| 3-unit (triplex) | $1,288,800 |
| 4-unit (fourplex) | $1,601,750 |
FHA Forward (203b)
Floor| 1-unit (single-family) | $541,287 |
| 2-unit (duplex) | $693,050 |
| 3-unit (triplex) | $837,700 |
| 4-unit (fourplex) | $1,041,125 |
About this county
About Manu'a District County
The Manuʻa Islands, or the Manuʻa tele, in the Samoan Islands, consists of three main islands: Taʻū, Ofu and Olosega. The latter two are separated only by the shallow, 137-meter-wide Āsaga Strait, and are now connected by a bridge over the strait. The islands are located some 110 kilometers east of Tutuila and are a part of American Samoa, an unincorporated territory of the United States. Their combined area is 56 square kilometers, and they have a total population of 1,400. Taʻu is the largest of these islands, with an area of 44 km2 (17 sq mi), and it has the highest point of the Manuʻa, at 931 meters. Politically, the islands form the Manuʻa District, one of the three administrative divisions of American Samoa. Read more on Wikipedia →
What these limits mean for buyers in Manu'a District County
The 2026 conforming 1-unit limit for Manu'a District County is $832,750. Loans at or below this amount can be sold by the originating lender to Fannie Mae or Freddie Mac, which keeps pricing tight and underwriting consistent. Manu'a District County uses the standard national conforming baseline.
For FHA financing, the 2026 1-unit limit is $541,287. The HUD CHUMS table pegs the median sales price for Manu'a District County at $137,000. This matches the FHA national floor — Manu'a District County did not qualify for an upward adjustment for 2026.
Practical takeaway. The median sales price in Manu'a District County ($137,000) is below both limits — FHA, conventional, and VA financing all cover median-priced purchases here. Choice between programs comes down to credit, down payment, and overlay differences.
How the limits are set
Conforming limits come from the Federal Housing Finance Agency (FHFA), which adjusts them each year based on changes in the FHFA Housing Price Index. FHA limits come from HUD: the national floor is $541,287 (65% of conforming baseline), the ceiling is $1,249,125 (150% of conforming baseline), and counties between are calculated as 115% of the area median sales price.
Multi-unit and house-hacking math
Manu'a District County 2-, 3-, and 4-unit conforming limits are $1,066,250, $1,288,800, and $1,601,750 respectively. If you're house-hacking — owner-occupying one unit of a 2-4 unit property — these are the limits that matter, and the rental income on the other units can be used to qualify. FHA and VA both finance owner-occupied 2-4 unit properties at their own multi-unit limits.
Limits effective 2026 per HUD CHUMS publication. Sourced GSE and FHA files. Generated 2026-04-26.
Buying in Manu'a District County?
We'll structure the loan against the right limit and the right program. Conforming, FHA, VA, jumbo — all in-house.