Loan Limits / Montana
2026 Loan Limits · MT
Montana loan limits.
All 56 counties in Montana with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
56 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Beaverhead | $316,000 | $832,750 | Standard | $541,287 | Standard |
| Big Horn | $209,000 | $832,750 | Standard | $541,287 | Standard |
| Blaine | $183,000 | $832,750 | Standard | $541,287 | Standard |
| Broadwater | $441,000 | $832,750 | Standard | $541,287 | Standard |
| Carbon | $606,000 | $832,750 | Standard | $754,400 | High-cost |
| Carter | $259,000 | $832,750 | Standard | $541,287 | Standard |
| Cascade | $317,000 | $832,750 | Standard | $541,287 | Standard |
| Chouteau | $261,000 | $832,750 | Standard | $541,287 | Standard |
| Custer | $288,000 | $832,750 | Standard | $541,287 | Standard |
| Daniels | $251,000 | $832,750 | Standard | $541,287 | Standard |
| Dawson | $206,000 | $832,750 | Standard | $541,287 | Standard |
| Deer Lodge | $268,000 | $832,750 | Standard | $541,287 | Standard |
| Fallon | $334,000 | $832,750 | Standard | $541,287 | Standard |
| Fergus | $260,000 | $832,750 | Standard | $541,287 | Standard |
| Flathead | $535,000 | $832,750 | Standard | $615,250 | High-cost |
| Gallatin | $620,000 | $832,750 | Standard | $718,750 | High-cost |
| Garfield | $251,000 | $832,750 | Standard | $541,287 | Standard |
| Glacier | $201,000 | $832,750 | Standard | $541,287 | Standard |
| Golden Valley | $299,000 | $832,750 | Standard | $541,287 | Standard |
| Granite | $399,000 | $832,750 | Standard | $541,287 | Standard |
| Hill | $264,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $441,000 | $832,750 | Standard | $541,287 | Standard |
| Judith Basin | $266,000 | $832,750 | Standard | $541,287 | Standard |
| Lake | $426,000 | $832,750 | Standard | $541,287 | Standard |
| Lewis And Clark | $441,000 | $832,750 | Standard | $541,287 | Standard |
| Liberty | $196,000 | $832,750 | Standard | $541,287 | Standard |
| Lincoln | $316,000 | $832,750 | Standard | $541,287 | Standard |
| Madison | $438,000 | $832,750 | Standard | $541,287 | Standard |
| Mccone | $203,000 | $832,750 | Standard | $541,287 | Standard |
| Meagher | $239,000 | $832,750 | Standard | $541,287 | Standard |
| Mineral | $520,000 | $832,750 | Standard | $598,000 | High-cost |
| Missoula | $520,000 | $832,750 | Standard | $598,000 | High-cost |
| Musselshell | $312,000 | $832,750 | Standard | $541,287 | Standard |
| Park | $488,000 | $832,750 | Standard | $563,500 | High-cost |
| Petroleum | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Phillips | $257,000 | $832,750 | Standard | $541,287 | Standard |
| Pondera | $231,000 | $832,750 | Standard | $541,287 | Standard |
| Powder River | $217,000 | $832,750 | Standard | $541,287 | Standard |
| Powell | $360,000 | $832,750 | Standard | $541,287 | Standard |
| Prairie | $245,000 | $832,750 | Standard | $541,287 | Standard |
| Ravalli | $487,000 | $832,750 | Standard | $560,050 | High-cost |
| Richland | $365,000 | $832,750 | Standard | $541,287 | Standard |
| Roosevelt | $168,000 | $832,750 | Standard | $541,287 | Standard |
| Rosebud | $206,000 | $832,750 | Standard | $541,287 | Standard |
| Sanders | $313,000 | $832,750 | Standard | $541,287 | Standard |
| Sheridan | $157,000 | $832,750 | Standard | $541,287 | Standard |
| Silver Bow | $303,000 | $832,750 | Standard | $541,287 | Standard |
| Stillwater | $606,000 | $832,750 | Standard | $754,400 | High-cost |
| Sweet Grass | $392,000 | $832,750 | Standard | $541,287 | Standard |
| Teton | $332,000 | $832,750 | Standard | $541,287 | Standard |
| Toole | $186,000 | $832,750 | Standard | $541,287 | Standard |
| Treasure | $303,000 | $832,750 | Standard | $541,287 | Standard |
| Valley | $280,000 | $832,750 | Standard | $541,287 | Standard |
| Wheatland | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Wibaux | $136,000 | $832,750 | Standard | $541,287 | Standard |
| Yellowstone | $606,000 | $832,750 | Standard | $754,400 | High-cost |
Montana at a glance
56 counties indexed. 9 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Montana is $832,750 in Beaverhead County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Montana.