Loan Limits / Ohio
2026 Loan Limits · OH
Ohio loan limits.
All 88 counties in Ohio with their 2026 conforming and FHA loan limits. Click a county for full multi-unit limits and context.
88 counties
1-unit limits shown · click for full detail| County | Median Price | GSE 1u | GSE Class | FHA 1u | FHA Class |
|---|---|---|---|---|---|
| Adams | $99,000 | $832,750 | Standard | $541,287 | Standard |
| Allen | $165,000 | $832,750 | Standard | $541,287 | Standard |
| Ashland | $190,000 | $832,750 | Standard | $541,287 | Standard |
| Ashtabula | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Athens | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Auglaize | $183,000 | $832,750 | Standard | $541,287 | Standard |
| Belmont | $228,000 | $832,750 | Standard | $541,287 | Standard |
| Brown | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Butler | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Carroll | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Champaign | $196,000 | $832,750 | Standard | $541,287 | Standard |
| Clark | $170,000 | $832,750 | Standard | $541,287 | Standard |
| Clermont | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Clinton | $196,000 | $832,750 | Standard | $541,287 | Standard |
| Columbiana | $129,000 | $832,750 | Standard | $541,287 | Standard |
| Coshocton | $141,000 | $832,750 | Standard | $541,287 | Standard |
| Crawford | $136,000 | $832,750 | Standard | $541,287 | Standard |
| Cuyahoga | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Darke | $173,000 | $832,750 | Standard | $541,287 | Standard |
| Defiance | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Delaware | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Erie | $225,000 | $832,750 | Standard | $541,287 | Standard |
| Fairfield | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Fayette | $193,000 | $832,750 | Standard | $541,287 | Standard |
| Franklin | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Fulton | $259,000 | $832,750 | Standard | $541,287 | Standard |
| Gallia | $136,000 | $832,750 | Standard | $541,287 | Standard |
| Geauga | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Greene | $269,000 | $832,750 | Standard | $541,287 | Standard |
| Guernsey | $135,000 | $832,750 | Standard | $541,287 | Standard |
| Hamilton | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Hancock | $205,000 | $832,750 | Standard | $541,287 | Standard |
| Hardin | $140,000 | $832,750 | Standard | $541,287 | Standard |
| Harrison | $98,000 | $832,750 | Standard | $541,287 | Standard |
| Henry | $158,000 | $832,750 | Standard | $541,287 | Standard |
| Highland | $155,000 | $832,750 | Standard | $541,287 | Standard |
| Hocking | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Holmes | $260,000 | $832,750 | Standard | $541,287 | Standard |
| Huron | $151,000 | $832,750 | Standard | $541,287 | Standard |
| Jackson | $130,000 | $832,750 | Standard | $541,287 | Standard |
| Jefferson | $174,000 | $832,750 | Standard | $541,287 | Standard |
| Knox | $248,000 | $832,750 | Standard | $541,287 | Standard |
| Lake | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Lawrence | $243,000 | $832,750 | Standard | $541,287 | Standard |
| Licking | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Logan | $165,000 | $832,750 | Standard | $541,287 | Standard |
| Lorain | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Lucas | $259,000 | $832,750 | Standard | $541,287 | Standard |
| Madison | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Mahoning | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Marion | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Medina | $350,000 | $832,750 | Standard | $541,287 | Standard |
| Meigs | $80,000 | $832,750 | Standard | $541,287 | Standard |
| Mercer | $191,000 | $832,750 | Standard | $541,287 | Standard |
| Miami | $269,000 | $832,750 | Standard | $541,287 | Standard |
| Monroe | $103,000 | $832,750 | Standard | $541,287 | Standard |
| Montgomery | $269,000 | $832,750 | Standard | $541,287 | Standard |
| Morgan | $90,000 | $832,750 | Standard | $541,287 | Standard |
| Morrow | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Muskingum | $214,000 | $832,750 | Standard | $541,287 | Standard |
| Noble | $148,000 | $832,750 | Standard | $541,287 | Standard |
| Ottawa | $225,000 | $832,750 | Standard | $541,287 | Standard |
| Paulding | $138,000 | $832,750 | Standard | $541,287 | Standard |
| Perry | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Pickaway | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Pike | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Portage | $235,000 | $832,750 | Standard | $541,287 | Standard |
| Preble | $173,000 | $832,750 | Standard | $541,287 | Standard |
| Putnam | $175,000 | $832,750 | Standard | $541,287 | Standard |
| Richland | $163,000 | $832,750 | Standard | $541,287 | Standard |
| Ross | $175,000 | $832,750 | Standard | $541,287 | Standard |
| Sandusky | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Scioto | $120,000 | $832,750 | Standard | $541,287 | Standard |
| Seneca | $130,000 | $832,750 | Standard | $541,287 | Standard |
| Shelby | $205,000 | $832,750 | Standard | $541,287 | Standard |
| Stark | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Summit | $235,000 | $832,750 | Standard | $541,287 | Standard |
| Trumbull | $150,000 | $832,750 | Standard | $541,287 | Standard |
| Tuscarawas | $180,000 | $832,750 | Standard | $541,287 | Standard |
| Union | $514,000 | $832,750 | Standard | $591,100 | High-cost |
| Van Wert | $149,000 | $832,750 | Standard | $541,287 | Standard |
| Vinton | $52,000 | $832,750 | Standard | $541,287 | Standard |
| Warren | $380,000 | $832,750 | Standard | $541,287 | Standard |
| Washington | $161,000 | $832,750 | Standard | $541,287 | Standard |
| Wayne | $225,000 | $832,750 | Standard | $541,287 | Standard |
| Williams | $149,000 | $832,750 | Standard | $541,287 | Standard |
| Wood | $259,000 | $832,750 | Standard | $541,287 | Standard |
| Wyandot | $145,000 | $832,750 | Standard | $541,287 | Standard |
Ohio at a glance
88 counties indexed. 10 are designated high-cost by HUD or FHFA. The highest GSE 1-unit limit in Ohio is $832,750 in Adams County.
Loan amount above the conforming limit for your county? You're in jumbo territory. Below the FHA ceiling? FHA financing is on the table. We can run the numbers for any property in Ohio.