Loan Limits / Pennsylvania / Blair County
2026 Loan Limits · Pennsylvania · ALTOONA, PA
Blair County, PA.
2026 conforming and FHA loan limits, calibrated to a median sales price of $145,000.
Median Sales Price
$145,000
Per HUD CHUMS, 2026
Conforming 1u Limit
$832,750
Standard conforming
FHA 1u Limit
$541,287
Floor
Jumbo Threshold
> $832,750
1-unit · loans above this are jumbo
Conforming (Fannie / Freddie)
Standard conforming| 1-unit (single-family) | $832,750 |
| 2-unit (duplex) | $1,066,250 |
| 3-unit (triplex) | $1,288,800 |
| 4-unit (fourplex) | $1,601,750 |
FHA Forward (203b)
Floor| 1-unit (single-family) | $541,287 |
| 2-unit (duplex) | $693,050 |
| 3-unit (triplex) | $837,700 |
| 4-unit (fourplex) | $1,041,125 |
About this county
About Blair County
Blair County is a county in the Commonwealth of Pennsylvania. As of the 2020 census, the population was 122,822. Its county seat is Hollidaysburg, and its largest city is Altoona. The county was created on February 26, 1846, from parts of Huntingdon and Bedford counties. The county is part of the Southwest region of the commonwealth. Read more on Wikipedia →
Population
121,854
U.S. Census ACS 2023
Median Household Income
$60,594
U.S. Census ACS 2023
Median Home Value (Census)
$156,700
Owner-occupied · ACS 2023
Owner-Occupancy Rate
72%
Of occupied housing
What these limits mean for buyers in Blair County
The 2026 conforming 1-unit limit for Blair County is $832,750. Loans at or below this amount can be sold by the originating lender to Fannie Mae or Freddie Mac, which keeps pricing tight and underwriting consistent. Blair County uses the standard national conforming baseline.
For FHA financing, the 2026 1-unit limit is $541,287. The HUD CHUMS table pegs the median sales price for Blair County at $145,000. This matches the FHA national floor — Blair County did not qualify for an upward adjustment for 2026.
Practical takeaway. The median sales price in Blair County ($145,000) is below both limits — FHA, conventional, and VA financing all cover median-priced purchases here. Choice between programs comes down to credit, down payment, and overlay differences.
How the limits are set
Conforming limits come from the Federal Housing Finance Agency (FHFA), which adjusts them each year based on changes in the FHFA Housing Price Index. FHA limits come from HUD: the national floor is $541,287 (65% of conforming baseline), the ceiling is $1,249,125 (150% of conforming baseline), and counties between are calculated as 115% of the area median sales price.
Multi-unit and house-hacking math
Blair County 2-, 3-, and 4-unit conforming limits are $1,066,250, $1,288,800, and $1,601,750 respectively. If you're house-hacking — owner-occupying one unit of a 2-4 unit property — these are the limits that matter, and the rental income on the other units can be used to qualify. FHA and VA both finance owner-occupied 2-4 unit properties at their own multi-unit limits.
Limits effective 2026 per HUD CHUMS publication. Sourced GSE and FHA files. Generated 2026-04-26.
Buying in Blair County?
We'll structure the loan against the right limit and the right program. Conforming, FHA, VA, jumbo — all in-house.