Want to buy your next home before you sell your current one? With a Buy Before You Sell program, you can qualify using only the NEW mortgage payment, not both. That means your existing house payment doesn’t count against your debt-to-income ratio, so you’re not stuck waiting to sell before you can move. In this video, Jesse Gonzalez of True Blue Lending breaks down how buying a new home before selling works, who qualifies, and how to avoid being “hit” for two payments at once. If you’ve been told you can’t move up because you carry two mortgages on paper, this is the loan strategy that changes the math. What we cover: • How to buy a new home before selling your current one • Why you only have to qualify for one mortgage payment • How the departing residence payment gets excluded • Who this program is a fit for (move-up buyers, growing families, relocations) • First steps to get pre-approved
