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Short · Jesse Gonzalez

First Time Homebuyer Benefits: What Actually Exists (And What Doesn’t)

• Why “first time homebuyer benefit” is not an actual product
• What down payment assistance programs really are and how they work
• Grants vs. deferred second liens vs. forgivable loans
• The three year rule and who counts as a first time buyer
• Income limits, price caps, and occupancy requirements
• Why the program in your city may look nothing like the one your cousin used in another state
• Questions to ask your lender before you assume you qualify

If you’re thinking about buying and someone told you there’s free money out there, this will tell you where it actually comes from and what strings are attached.

Have a scenario you want run? Reach out and we’ll look at what’s available in your area.

Jesse Gonzalez
President, True Blue Lending Corporation
NMLS #278103 | Company NMLS #2380218
Licensed in California and Florida

This video is for educational purposes only and is not a commitment to lend. Program availability, terms, and eligibility vary by state, county, and city, and are subject to change. Equal Housing Opportunity.