Daily Rate Update — June 28, 2026

Today's 10-Year Treasury yield is 4.4% and Freddie Mac's 30-year fixed PMMS is 6.49%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.

Today's Rate Snapshot

10-Year Treasury Yield: 4.4% (as of 2026-06-25)
30-Year Fixed Mortgage (Freddie Mac PMMS): 6.49% (as of 2026-06-25)

Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.

Today's Finance Headlines

How the housing market survived the Iran conflict

HousingWire · Industry

Mortgage spreads improved in 2026, keeping rates below 7% and helping demand hold up, even as oil spiked and inflation stayed hot.

What this means for borrowers: Geopolitical instability caused oil price spikes and persistent inflation, while mortgage spreads narrowed to support housing demand.

Read the original →

The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.

Sources cited in this commentary

HousingWire:How the housing market survived the Iran conflict

Reviewed by Jesse Gonzalez · NMLS #278103. This commentary was AI-drafted using public market data and reviewed for compliance before publication. It is not a forecast, recommendation, or financial advice.

True Blue Lending Corporation · NMLS #2380218 · Jesse Gonzalez, NMLS #278103 · Equal Housing Opportunity. Information for educational purposes only — not a commitment to lend.