Daily Rate Update — July 5, 2026

Today's 10-Year Treasury yield is 0% and Freddie Mac's 30-year fixed PMMS is 0%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.

Today's Rate Snapshot

10-Year Treasury Yield: 0%
30-Year Fixed Mortgage (Freddie Mac PMMS): 0%

Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.

Today's Finance Headlines

Better mortgage spreads are still keeping home sales positive

HousingWire · Industry

Mortgage spreads improved to 2.01%, keeping rates near 6.60% as total pending sales rose to 422,120 vs 396,652 last year.

What this means for borrowers: Narrowing mortgage spreads are supporting home sales volume despite the current interest rate environment.

Read the original →

The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.

Sources cited in this commentary

HousingWire:Better mortgage spreads are still keeping home sales positive

Reviewed by Jesse Gonzalez · NMLS #278103. This commentary was AI-drafted using public market data and reviewed for compliance before publication. It is not a forecast, recommendation, or financial advice.

True Blue Lending Corporation · NMLS #2380218 · Jesse Gonzalez, NMLS #278103 · Equal Housing Opportunity. Information for educational purposes only — not a commitment to lend.