Insights / Daily Rate Update — July 16, 2026
July 16, 2026
Daily Rate Update — July 16, 2026
Today's 10-Year Treasury yield is 0% and Freddie Mac's 30-year fixed PMMS is 0%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.
Today's Rate Snapshot
- 10-Year Treasury Yield: 0%
- 30-Year Fixed Mortgage (Freddie Mac PMMS): 0%
Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.
Today's Finance Headlines
Mortgage Rates Fall to Lowest Levels in a Week
Mortgage News Daily · Mortgage Market
Mortgage rates moved lower again today following another lower-than-expected reading on an inflation report. Yesterday's Consumer Price Index (CPI) had a bigger impact on the underlying bond market, but today's Producer Price Index (PPI) wasn't far behind. Additionally, bonds did a better job of holding onto the improvement into the afternoon hours. This allowed mortgage lenders to drop rates even more than they did yesterday (0.06% today versus 0.05% yesterday). This takes the average top-tier
What this means for borrowers: Recent lower-than-expected inflation data from the CPI and PPI reports has put downward pressure on mortgage rates.
Uplist debuts Homebuyer Intelligence, putting live mortgage insights into real estate listings
HousingWire · Industry
Uplist has launched Homebuyer Intelligence, a listing-connected tool that lets homebuyers see mortgage lender-specific payment estimates and affordability strategies while they are viewing a property in person or online.
What this means for borrowers: Real estate platforms are increasingly integrating real-time financing data directly into property listings to streamline the home-buying process.
Wednesday's Gains Had More Staying Power Than Tuesday's
Mortgage News Daily · Mortgage Market
Wednesday's Gains Had More Staying Power Than Tuesday's Both Tuesday's CPI and Wednesday's PPI came in much lower than expected. Both resulted in fairly big bond rallies. Whereas Tuesday's rally faded gradually after the initial pop, Wednesday's rally continued at a moderate pace as the day progressed. The only trade off was that the initial pop was a bit smaller. The net effect is that yields fell to the same levels seen in the few minutes following Tuesday's CPI. In that sense, the rally impli
What this means for borrowers: Lower-than-expected inflation data from CPI and PPI reports has led to a decline in bond yields.
The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.