Insights / Daily Rate Update — September 19, 2026
September 19, 2026
Daily Rate Update — September 19, 2026
Today's 10-Year Treasury yield is 4.94% and Freddie Mac's 30-year fixed PMMS is 6.95%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.
Today's Rate Snapshot
- 10-Year Treasury Yield: 4.94% (as of 2026-09-17)
- 30-Year Fixed Mortgage (Freddie Mac PMMS): 6.95% (as of 2026-09-17)
Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.
Today's Finance Headlines
Pending Sales Rebound Slightly as Regional Results Diverge
Mortgage News Daily · Mortgage Market
Pending home sales edged higher in August as gains in the South and West offset declines in the Northeast and Midwest. The National Association of REALTORS® (NAR) Pending Home Sales Index (PHSI), which tracks signed contracts on existing homes, increased 0.3% from July but was down 4.7% from a year earlier. The modest increase came despite another period of elevated mortgage rates. NAR Chief Economist Lawrence Yun said income growth has been outpacing home price growth, but higher borrowing cost
Lennar defends even-flow, land banking strategy as risks build
HousingWire · Industry
Miller said nearly 50% of visitors cannot immediately qualify, as CPI ran 3.4% and the Fed lifted rates to 3.75% to 4%
Refi Demand Falls, But Still Higher Than Early 2025 Levels
Mortgage News Daily · Mortgage Market
Mortgage application activity weakened again last week, with higher mortgage rates weighing on both purchase and refinance demand. The Mortgage Bankers Association (MBA) reported a 4.1% decrease in total application volume on a seasonally adjusted basis for the week ending September 11. The results include an adjustment for the Labor Day holiday. Purchase applications fell 1% from the previous week on a seasonally adjusted basis. The unadjusted Purchase Index dropped 13%, although that figure wa
The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.