Insights / Daily Rate Update — September 30, 2026
September 30, 2026
Daily Rate Update — September 30, 2026
Today's 10-Year Treasury yield is 5.24% and Freddie Mac's 30-year fixed PMMS is 7.03%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.
Today's Rate Snapshot
- 10-Year Treasury Yield: 5.24% (as of 2026-09-28)
- 30-Year Fixed Mortgage (Freddie Mac PMMS): 7.03% (as of 2026-09-24)
Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.
Today's Finance Headlines
Mortgage applications fall 6% as rates hit highest level in three years
HousingWire · Industry
Refinance activity fell 9% week over week and was 56% lower than a year ago
Mortgage Rates Rise to 7.58%
Mortgage News Daily · Mortgage Market
Mortgage rates moved higher again on Tuesday as the bond market continues recalibrating expectations for Fed policy, economic growth, and inflation. The weakness is especially frustrating considering a fairly large drop in oil prices today, but as we discussed yesterday, rates have a lot more on their mind than oil these days. Our top-tier 30yr fixed rate index rose from 7.50 to 7.58% today--the highest since November 1st, 2023. In this sense, mortgage rates are doing much better than their ofte
You may not just have one credit score
HousingWire · Industry
Fannie Mae and Freddie Mac now allow VantageScore 4.0 as an alternative to Classic FICO for eligible loans
The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.