Insights / Daily Rate Update — October 1, 2026
October 1, 2026
Daily Rate Update — October 1, 2026
Today's 10-Year Treasury yield is 5.26% and Freddie Mac's 30-year fixed PMMS is 7.03%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.
Today's Rate Snapshot
- 10-Year Treasury Yield: 5.26% (as of 2026-09-29)
- 30-Year Fixed Mortgage (Freddie Mac PMMS): 7.03% (as of 2026-09-24)
Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.
Today's Finance Headlines
Mortgage Rates End Day Higher Despite Promising Start
Mortgage News Daily · Mortgage Market
For a few moments this morning, it looked as if rates might buck the recent trend and recover a bit of ground today. The underlying bond market was fairly flat overnight and then managed to improve after this morning's PCE inflation data. But that improvement was short-lived. Top tier 30yr fixed rates jumped to 7.60%. That's only 0.02% higher than yesterday, but yet another long-term high. As frustrating as it continues to be, there are no convenient scapegoats for the reversal in terms of intra
CHLA backs Pulte plan for GSE credit score disclosures
HousingWire · Industry
Letter to FHFA says the added data could improve MBS transparency and reduce recurring credit score cost increases
Just Another Bad Day For Bonds Without New Justification
Mortgage News Daily · Mortgage Market
Just Another Bad Day For Bonds Without New Justification 10yr yields hit another long-term high today, breaking above 5.30% briefly before settling just under 5.29%. There was a flash of hope after the 8:30am econ data, but that reversed fairly quickly. Reasons can be debated. Some would say today's broadly stronger econ data supported it while pointing out that the "beat" in PCE wasn't really news in light of the methodology changes. On that note, some might say methodology that drops core PCE
The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.