Insights / Daily Rate Update — October 22, 2026
October 22, 2026
Daily Rate Update — October 22, 2026
Today's 10-Year Treasury yield is 5.12% and Freddie Mac's 30-year fixed PMMS is 7.4%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.
Today's Rate Snapshot
- 10-Year Treasury Yield: 5.12% (as of 2026-10-20)
- 30-Year Fixed Mortgage (Freddie Mac PMMS): 7.4% (as of 2026-10-15)
Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.
Today's Finance Headlines
Why lower home prices aren’t bringing buyers back to the housing market
HousingWire · Industry
The search for housing affordability is getting harder as mortgage rates top 7%, with weakening contract activity in Omaha, Huntsville and Tulsa
Fulfillment, Home Price Performance, Borrower Assistance Tools; Webinars; Non-Agency Products
Mortgage News Daily · Mortgage Market
Let’s see what’s in my electronic mailbag. “Rob, is it true that LOs can now join the MBA directly?” Yup. There’s MBA Homebase that provides loan officers with education, coaching, professional development, and a stronger voice in the mortgage industry. It is open to loan officers at every lender and across every origination channel, regardless of whether their company is an MBA member. “Rob, I watched President Trump talk about Montana being helped, financially, by Fannie and Freddie. Is that l
White House executive order would seek to cut mortgage costs
HousingWire · Industry
Executive order draft calls for policy actions across several areas, including mortgage insurance, manufactured housing and refinance costs
The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.