Insights / Daily Rate Update — November 4, 2026
November 4, 2026
Daily Rate Update — November 4, 2026
Today's 10-Year Treasury yield is 4.91% and Freddie Mac's 30-year fixed PMMS is 7.24%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.
Today's Rate Snapshot
- 10-Year Treasury Yield: 4.91% (as of 2026-11-02)
- 30-Year Fixed Mortgage (Freddie Mac PMMS): 7.24% (as of 2026-10-29)
Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.
Today's Finance Headlines
Mortgage rates have a quiet week as markets digest Fed comments, Trump’s directive
HousingWire · Industry
HousingWire’s Mortgage Rates Center shows 30-year fixed rates at 7.38% as 77% of traders price a 25-bps hike by the Fed next month
Mortgage Rates Move Slightly Higher After Stronger Econ Data
Mortgage News Daily · Mortgage Market
Well... they can't all be winners. It seems as if rates could do no wrong over the past 3 days with each marking the lowest level in more than a month for the average top tier 30yr fixed rate. Today wasn't a winner, but it wasn't exactly bad. Apart from the past 3 days, today would still have been the lowest rate in more than a month, and it was only 0.03% higher to boot. So what happened? First off, when we're talking about a 0.03% change day-over-day, it's not particularly important to investi
Finance of America grows origination volume but reports $110M loss in Q3
HousingWire · Industry
Funded volume increased 24% year over year to $748 million, but higher interest rates pressured origination margins
The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.