Insights / Daily Rate Update — November 10, 2026
November 10, 2026
Daily Rate Update — November 10, 2026
Today's 10-Year Treasury yield is 4.86% and Freddie Mac's 30-year fixed PMMS is 7.18%. Below: the rate snapshot plus the three finance headlines moving the macro picture today.
Today's Rate Snapshot
- 10-Year Treasury Yield: 4.86% (as of 2026-11-06)
- 30-Year Fixed Mortgage (Freddie Mac PMMS): 7.18% (as of 2026-11-05)
Mortgage rates are not the same as the 10-Year Treasury yield, but they generally track its direction. Personal scenario rates can vary based on credit, LTV, occupancy, and product.
Today's Finance Headlines
Mortgage Rates Mostly Steady Despite Stock Market Bounce
Mortgage News Daily · Mortgage Market
Last Thursday's stock market sell-off was a key factor in driving mortgage rates to the lowest levels in more than a month. More broadly, tech stock jitter have clearly correlated with multi-week trend toward lower rates that began in mid-October. As such, any time we see a pronounced bounce in stocks, we might be somewhat concerned about a similar bounce in rates. Stocks definitely bounced today with both the S&P and NASDAQ retracing more than half of the losses seen last Thursday. Mortgage rat
HECM endorsements rebound in October but stay near decade low
HousingWire · Industry
HECM endorsements rise 11% while HMBS issuance falls 16%
Ops Efficiency, Non-QM, AI Governance Tools; M&A Strategy; Election Results and Lending; FEMA Changes
Mortgage News Daily · Mortgage Market
All of you out there wishing there were fewer people on the roads or in line at the post office, take heart. Lenders with a long time horizon, not so much. Apparently, even paradise is having trouble keeping its population up: The Census Bureau released updated projections through 2100 for 25 countries and U.S. territories, revealing that population declines in American Samoa, Guam, the Northern Mariana Islands and the U.S. Virgin Islands are already underway and expected to continue through the
The "What this means for borrowers" notes above are AI-generated and reviewed for compliance — they describe macro context, never make recommendations or forecasts. Not personal financial advice. Talk to Jesse Gonzalez, NMLS #278103, for your specific situation.