On temporary disability and wondering if you can still qualify for a mortgage? Good news — you absolutely can. In this short, I break down exactly how Fannie Mae, Freddie Mac, and FHA financing handle temporary disability income. The key factor: WHEN you’re returning to work. ✅ Going back BEFORE your first mortgage payment → we can use your prior (pre-disability) income to qualify ✅ Going back AFTER your first payment → we use your current temporary disability income to qualify Either way, there’s a path forward — most people just don’t realize it. Have a specific scenario you want to talk through? Drop a comment with “DISABILITY” and I’ll DM you directly. — Jesse Gonzalez | President True Blue Lending Corporation NMLS #278103 | Company NMLS #2380218 Licensed in California & Florida #MortgageTips #FirstTimeHomeBuyer #FHALoan #HomeBuying #DisabilityIncome #MortgageEducation
